The Holden Team's Blog
A home appraisal is paramount for a house seller. If a seller enters the real estate market with an appraisal report in hand, he or she can use the report's property valuation to determine the optimal price for a residence. Then, this individual can set an aggressive price for his or her house from day one of the home selling journey.
Ultimately, not all home appraisers are equal. Some of the key factors to consider as you weigh the pros and cons of hiring a home appraiser include:
1. Industry Experience
Hire a home appraiser who knows the ins and outs of the real estate industry – you will be happy you did. If you have a real estate expert at your side, you can receive a data-driven appraisal of your house.
Oftentimes, it helps to perform lots of research before you hire a house appraiser. If you reach out to an appraiser directly, you can learn about his or her industry expertise. Plus, you can use this opportunity to receive immediate responses to any home appraisal questions.
2. Client Referrals
Although it may be tough to determine exactly how an appraiser will analyze a house, it generally is a good idea to explore how past clients feel about this professional. If you request client referrals, you can get in touch with an appraiser's past clients. You then can receive firsthand insights about what it is like to work with this appraiser.
Typically, a home appraiser can provide client referrals upon request. If you allocate time and resources to request client referrals and connect with an appraiser's past clients, you could increase your chances of hiring a top-notch appraiser to assess your residence.
3. Your Home Selling Timeline
There is no guarantee that a home appraiser will be available on short notice. If you are operating on a tight home selling timeline, you may want to reach out to multiple home appraisers in your city or town. That way, you can find a first-rate home appraiser who can review your residence right away.
As you get set to add your house to the real estate market, you may want to hire a real estate agent, too. This housing market professional can put you in touch with the top home appraisers in your area. Also, he or she is happy to lend a helping hand at each stage of the property selling journey.
Let's not forget about the assistance that a real estate agent will provide after you list your house, either. At this point, a real estate agent will promote your residence to potential buyers. And if you receive an offer to purchase your house, a real estate agent will help you make an informed decision about whether to accept, reject or counter this proposal.
Ready to add your house to the real estate market? Hire a home appraiser, and you can receive a property valuation that you can use to price your residence competitively from day one of the house selling journey.
If it’s time for a deep clean of your home, you may want to grab the duster and just go at it. Dusting is a task that should be done on a regular basis, but it’s not always the case. There’s a right way and a wrong way to dust. Read on for a few simple tips to make your dusting tasks a breeze.
Should You Vacuum First?
When you dust, all of the dirt and particles will fall on the floor. It only makes sense to dust first, then vacuum. You may want to get right to vacuuming, remember that dusting first is always the best approach.
Where To Start
When you're trying to tackle cleaning the entire house, it can be difficult to decide where to start. The best strategy is to start at the doorway of any room and work your way inward. You should also start at the ceiling and work your way down to the floor. It can be easy to forget ceiling lights, fans, and other fixtures that are high up but it’s important to get at these areas because dust often collects thickly there. Some other places to be sure you dust are:
The deeper of a clean that you’re looking to achieve the more areas you’ll need to focus. For routine dusting, you can do more of a once-over approach. This way, you won’t need to spend hours on dusting each time you go to clean your home if you keep up with it.
Frequent Dusting Will Keep Your Home In Better Condition
The more often you dust, the better condition the things in your home will be. Dust can place undue wear and tear on furniture and break down electronic items. Dusting will prevent scratches and blemishes because dirt won’t be on the issues to scratch them. Your furniture will look like new after a deep clean. You’ll appreciate the shine!
Other Areas To Focus On
Don’t forget to dust these other key areas in your home when you’re doing a deep clean:
Corners of rooms
There are even a few ways that you can prevent dust from collecting in your home. Try using area rugs and pull up wall-to-wall carpeting. Use doormats at each entrance to your home to help keep the dust from collecting there. Keeping the windows in your home closed is also a great way to prevent dust and pollen from collecting in your house.
If you recently bought or sold a house, you likely will need to pack up your electronics and transport them to a new location in the near future. As such, it is important to pack your electronics correctly to reduce the risk of damage.
Now, let's take a look at three best practices for packing electronics.
1. Follow the Manufacturer's Instructions
In many instances, electronics manufacturers will offer tips and recommendations that you can use to pack your video game consoles, TVs and other electronics properly. Review any electronics product manuals at your disposal, and you can gain deep insights into how to pack these items.
If you lost an electronics product manual, there is no need to worry. Most manufacturers will post information on their respective websites about how to pack various electronics. Or, you can always contact the manufacturer directly or consult with an electronics retailer.
In addition, if you still have the original electronics box, you may want to use this box on moving day. The original box is the perfect size for your electronics, and as a result, will make it simple for you to pack and store your electronics safely until you complete your move.
2. Pick Up the Right Packing Materials
Tape, bubble wrap and other packing materials are essential, particularly for those who want to protect their electronics.
Visit a local convenience store or supermarket to pick up a wide range of packing materials. By doing so, you can purchase the packing items you need to properly secure your electronics.
Furthermore, if you need moving boxes for your electronics, a convenience store or supermarket may be able to help you out. Contact local convenience stores and supermarkets, and these businesses may be able to supply you with free boxes that they no longer need to store a variety of electronics.
3. Proceed with Caution
Most electronics consist of glass and other sensitive materials, so you'll want to do everything possible to protect these items.
It usually helps to wrap electronics in moving pads, sheets or light blankets. You also should wrap electronics in linen or clean paper to minimize the risk of dust damage.
For those who want expert help with packing electronics, you may want to hire a professional moving company. With this business at your disposal, you can receive comprehensive assistance as you prepare your electronics and other belongings for moving day.
Lastly, if you need extra help as you search for a moving company or try to buy or sell a house, you should work with a real estate agent.
Real estate agents are available in cities and towns nationwide. These housing market professionals can connect you with local moving experts, along with provide plenty of support throughout the homebuying or home selling process.
Ready to pack up your electronics? Use the aforementioned best practices, and you can keep your electronics safe as you get ready to relocate to a new address.
Perhaps one of the most challenging things about buying a home is saving for the downpayment. Collecting such a large sum of money can be difficult. The truth is that most buyers actually think that they need more than they actually do to buy a home. The downpayment doesn’t need to be a barrier to your path to homeownership. There are so many programs that offer low and even no down payment home loans. Read on to learn more about down payments and programs that can help you.
First, let’s look at what a down payment is and how it can help you. If you put 10% down on a $200,000 home that’s $20,000. The downpayment minus the purchase price of the home is $180,000, and that's how much your home loan will be. The more money you can put down on the house, the lower your home loan will be and the lower your monthly mortgage payments will be. A large down payment can indeed save you in the long term. If you’re looking to move into a home sooner rather than later, saving a considerable sum isn’t always possible.
Low Downpayment Mortgages
You need to decide what type of home loan you need by the amount of downpayment you’re willing and able to put down. Some benefits go along with making a down payment, but there are some negatives.
By making a substantial down payment you may despite your savings, leaving little money for emergencies. Your mortgage rate may not be affected by a large downpayment either. It can be hard to decide what type of loan to get and just how much you really can afford.
FHA loans are among the most popular type of home loans. The downpayment that’s required is just 3.5%. The requirements are simple, and you don’t have to be a first-time homebuyer to qualify.
The drawback to an FHA loan is that you cannot cancel the monthly mortgage insurance that comes along with it unless you refinance the home. Traditional mortgage insurance is canceled when you have built up 20% equity in the house, but this isn’t the case with FHA loans.
Another positive about FHA loans is that your credit score doesn’t have to be stellar in order for you to qualify. Some lenders approve FHA loans with credit scores as low as 580.
VA Home Loans
Buyers who have current or former military service status can qualify for this zero down mortgage. These loans are benefits to veterans and current members of the Armed Forces. While no downpayment is required, buyers may put down any amount they wish. The only requirements are that buyers be members of the military either currently serving for 90 days or two years of active duty service if not an active member.
The above options are great for those who can’t afford or don’t wish to put down large down payments but still hope to be homeowners.
"Motivation" could be defined as a positive energy that is applied to the achievement of a desired goal.
You may be wondering whether you, as a home seller, need to be motivated. The short answer is: "Yes! Your attitude and energy level can potentially make a huge difference in the sale of your home!"
In rare instances, the right buyer may show up at just the right time, without much effort on your part. However, when it comes to getting the best price for your house and selling it within the shortest period of time, you don't want to leave things to chance! The stakes are too high and the window of opportunity is too brief to depend on luck. Although there are several variables that are beyond your control -- such as market conditions, location, and time of year -- there are plenty of things you can do to increase the probability of a fast sale.
Choose a proactive real estate agent: The encouraging news is that there are many full-time real estate agents who are personable, focused, and results oriented. They know their business and they recognize the value of positive client relationships. However, all real estate agents are not created equal. Unless you're hiring a real estate agent based on a rock-solid recommendation from a trusted friend or relative, it's always best to interview at least two agents before making your final decision.
The real estate agent you ultimately work with will have a direct impact on many aspects of your home-selling experience, so it pays to choose carefully. Although a good rapport does go a long way toward a successful working relationship with an agent, it's vital to find one who's experienced, knowledgeable, and successful. Success is important because if they don't have a proven record of selling houses in your area -- especially ones in your price range -- then how can you be sure they'll market your home effectively?
Always put your best foot forward: One crucial thing house sellers do have control over is making a good impression. You rarely get a second chance to make a great first impression, so it's well worth your while to prioritize things like curb appeal, cleanliness, and home staging.
If there's anything about the appearance or functionality of your home that concerns you, you can be sure prospective buyers are also going to notice it. An experienced real estate agent will have a good sense of effective home staging, what might put off buyers, and how you can cost-effectively remedy problems.
Half the battle usually involves thoroughly cleaning your house, applying a fresh coat of neutral-colored paint where needed, and getting rid of clutter in and around all surfaces, including floors, countertops, walls, and storage areas. Although every situation is different, when it comes to furniture arrangement and room décor, "less is (usually) more!"